Benefits and Pension


For employee of MB churches and organization.

The pension plan is a defined contribution plan, totally funded during employment. Benefits vary according to the amount contributed and earning of investments.

Pension contributions are calculated at 5% of gross earnings (including housing allowance and excluding car allowance). This amount is matched by the employer.

Vesting rights (ownership of funds) are 100%. Pension withdrawals may begin as early as age 55 subject to retirement.

For more information, please review the  Pension Guide  included on this page. The application form for the CCMBC Pension Plan is available  here for download.

To speak to someone from our office about your pension, please contact:


Group insurance coverage for Canadian Conference of Mennonite Brethren churches’ employees is held with Canada Life and starts 3 months following an employee’s date of hire. Employees must work a minimum of 22 hours per week to be eligible.

Group Insurance

Life Insurance

Accidental Death or Dismemberment (through SSQ)

Dependant Life

Extended Health and Dental

Long Term Disability (LTD)


Higher of 4x annual salary or $50,000

Higher of 4x annual salary or $50,000 $10,000 spouse, $5,000 dependant children

See below for details

66.7% of the first $6,000 of earnings plus 50% of the balance (non-taxable)


(Maximum benefit – $7,500 per month)

The Dental plan provides 80% coverage for basic dental and dentures and 70% for major dental with a combined maximum of $1,500 of benefit every (calendar) year per person. Orthodontic coverage is at 50% (maximum $2,500/lifetime).

The Extended Health plan covers 100% of prescriptions (excluding dispensing fees), out of country emergency, and 80% for all other coverage. Professional services such as chiropractic, massage therapy, physiotherapy, etc. have a maximum of $400 / calendar year / person for each benefit). Please refer to your booklet for the full list of extended health services and supplies that are covered.

Vision Care (eye glasses / contact lenses / laser eye surgery) covers to a maximum of $300 every (rolling) 24 months for every individual insured. In addition to this, one eye exam per year for children and one eye exam every two (rolling) years for adults is covered at a maximum of $100 / visit.

Optional Life / AD&D and Spousal Optional Life / AD&D are available in increments of $10,000 up to $500,000 after submitting health evidence and being approved. However, within 31 days of the start of your benefit eligibility, (at the time of enrolment) an employee can request up to $50,000 Optional and Spousal Optional Life insurance without completing a health evidence form to qualify. This additional coverage is 100% paid by the employee.

Health Care Spending Account ($300 per calendar year): HCSA dollars can be used to cover any Extended Health, Vision, or Dental claims not currently covered by your plan. This includes any deductibles (including prescription dispensing fees), amounts above our plan maximum and other items allowed by CRA under the Medical Tax Credit.

Critical Illness coverage for the employee for $6,000 (covers 12 types of illness and is through SSQ).

The above benefits are one package and cannot be separated. However, you may waive coverage for health and/or dental but only if you have alternate coverage carried by a spouse.

Employee & Family Assistance Program

Short Term Counselling is available for employees and dependents for a variety of issues including family, work and personal challenges. The LifeWorks website has a significant amount of information on a multitude of issues.

For more information, please review the Canada Life booklet and brochures included on this page. Claim forms are also available here for download.

To speak to someone from our office about your pension, please contact:
Additional Contact Information

ENCOMPASS Benefits & HR Solutions Inc
250-763-6464 or 800-665-5262

Canada Life – or 800-957-9777

LifeWorks – or 844-880-9142

The above details are only a summary and the policy document will prevail if any discrepancies. While these plans are subject to change without notice, we will make every effort to provide notice where possible.